Bank limits · From Skipton Building Society’s own website, 3 November 2026
Skipton Building Society probate limit
Skipton Building Society releases up to £50,000 in the person’s name alone without probate. Above that, it asks for a grant of probate (or letters of administration).
Over £5,000 also needs a sworn statutory declaration. Source: Skipton Building Society’s bereavement page, read on 3 November 2026. That’s the most common limit: 14 of the 23 banks and building societies we list release up to £50,000.
Will Skipton Building Society ask for probate?
Type roughly how much was in their name alone at Skipton Building Society. Add their other banks too if you like.
Questions about Skipton Building Society and probate
How much can Skipton Building Society release without probate?
Skipton Building Society releases up to £50,000 in the person’s name alone without probate. Above that, it asks for a grant of probate (or letters of administration). From Skipton Building Society’s own website, checked 3 November 2026.
Do joint Skipton Building Society accounts need probate?
Usually not. A joint account normally passes straight to the other account holder, so it doesn’t count towards Skipton Building Society’s limit. Only money in the person’s name alone does.
Is the Skipton Building Society limit per account?
No, banks look at the total. Add up every account in the person’s name alone at Skipton Building Society. Money at other banks is judged against each bank’s own limit.
What if the Skipton Building Society balance is over the limit?
Apply for probate (or letters of administration if there’s no will), then send Skipton Building Society a copy of the grant. One grant works at every bank, so if any one bank needs it, it covers the rest too.
Other banks’ limits
- Bank of Scotland no published limit
- Barclays £50,000
- Chase no published limit
- Co-operative Bank £50,000
- Coventry Building Society £50,000
- First Direct £50,000
- Halifax no published limit
- HSBC UK £50,000
- Leeds Building Society £50,000
- Lloyds Bank £50,000
- Metro Bank £35,000
- Monzo £25,000
- Nationwide £50,000
- NatWest £50,000
- NS&I £5,000
- Principality Building Society £40,000
- Royal Bank of Scotland £50,000
- Santander £50,000
- Starling £30,000
- TSB no published limit
- Virgin Money £50,000
- Yorkshire Building Society £50,000
Not sure you need probate at all? Use the 3-question checker. Spotted a change at Skipton Building Society? hello@probatechecklist.co.uk