Bank limits · From Chase’s own website, 3 November 2026
Chase probate limit
Chase publishes no limit for releasing money without probate. It decides account by account, so tell its bereavement team about the death and ask whether it needs a grant.
Its page asks for a grant only “if you have one”. Source: Chase’s bereavement page, read on 3 November 2026. Most banks publish a figure: 14 of the 23 we list release up to £50,000.
Will Chase ask for probate?
Type roughly how much was in their name alone at Chase. Add their other banks too if you like.
Questions about Chase and probate
How much can Chase release without probate?
Chase publishes no limit for releasing money without probate. It decides account by account, so tell its bereavement team about the death and ask whether it needs a grant. From Chase’s own website, checked 3 November 2026.
Do joint Chase accounts need probate?
Usually not. A joint account normally passes straight to the other account holder, so it doesn’t count towards Chase’s limit. Only money in the person’s name alone does.
Is the Chase limit per account?
No, banks look at the total. Add up every account in the person’s name alone at Chase. Money at other banks is judged against each bank’s own limit.
What if the Chase balance is over the limit?
Apply for probate (or letters of administration if there’s no will), then send Chase a copy of the grant. One grant works at every bank, so if any one bank needs it, it covers the rest too.
Other banks’ limits
- Bank of Scotland no published limit
- Barclays £50,000
- Co-operative Bank £50,000
- Coventry Building Society £50,000
- First Direct £50,000
- Halifax no published limit
- HSBC UK £50,000
- Leeds Building Society £50,000
- Lloyds Bank £50,000
- Metro Bank £35,000
- Monzo £25,000
- Nationwide £50,000
- NatWest £50,000
- NS&I £5,000
- Principality Building Society £40,000
- Royal Bank of Scotland £50,000
- Santander £50,000
- Skipton Building Society £50,000
- Starling £30,000
- TSB no published limit
- Virgin Money £50,000
- Yorkshire Building Society £50,000
Not sure you need probate at all? Use the 3-question checker. Spotted a change at Chase? hello@probatechecklist.co.uk