Bank limits · From Principality Building Society’s own website, 3 November 2026
Principality Building Society probate limit
Principality Building Society releases up to £40,000 in the person’s name alone without probate. Above that, it asks for a grant of probate (or letters of administration).
£20,000 or more needs the closure form witnessed by a solicitor. Source: Principality Building Society’s bereavement page, read on 3 November 2026. That’s lower than most: 14 of the 23 banks and building societies we list release up to £50,000.
Will Principality Building Society ask for probate?
Type roughly how much was in their name alone at Principality Building Society. Add their other banks too if you like.
Questions about Principality Building Society and probate
How much can Principality Building Society release without probate?
Principality Building Society releases up to £40,000 in the person’s name alone without probate. Above that, it asks for a grant of probate (or letters of administration). From Principality Building Society’s own website, checked 3 November 2026.
Do joint Principality Building Society accounts need probate?
Usually not. A joint account normally passes straight to the other account holder, so it doesn’t count towards Principality Building Society’s limit. Only money in the person’s name alone does.
Is the Principality Building Society limit per account?
No, banks look at the total. Add up every account in the person’s name alone at Principality Building Society. Money at other banks is judged against each bank’s own limit.
What if the Principality Building Society balance is over the limit?
Apply for probate (or letters of administration if there’s no will), then send Principality Building Society a copy of the grant. One grant works at every bank, so if any one bank needs it, it covers the rest too.
Other banks’ limits
- Bank of Scotland no published limit
- Barclays £50,000
- Chase no published limit
- Co-operative Bank £50,000
- Coventry Building Society £50,000
- First Direct £50,000
- Halifax no published limit
- HSBC UK £50,000
- Leeds Building Society £50,000
- Lloyds Bank £50,000
- Metro Bank £35,000
- Monzo £25,000
- Nationwide £50,000
- NatWest £50,000
- NS&I £5,000
- Royal Bank of Scotland £50,000
- Santander £50,000
- Skipton Building Society £50,000
- Starling £30,000
- TSB no published limit
- Virgin Money £50,000
- Yorkshire Building Society £50,000
Not sure you need probate at all? Use the 3-question checker. Spotted a change at Principality Building Society? hello@probatechecklist.co.uk