Bank limits · From Lloyds Bank’s own website, 3 November 2026
Lloyds Bank probate limit
Lloyds Bank releases up to £50,000 in the person’s name alone without probate. Above that, it asks for a grant of probate (or letters of administration).
Banking and savings accounts, from its bereavement guide (PDF). Source: Lloyds Bank’s bereavement page, read on 3 November 2026. That’s the most common limit: 14 of the 23 banks and building societies we list release up to £50,000.
Will Lloyds Bank ask for probate?
Type roughly how much was in their name alone at Lloyds Bank. Add their other banks too if you like.
Questions about Lloyds Bank and probate
How much can Lloyds Bank release without probate?
Lloyds Bank releases up to £50,000 in the person’s name alone without probate. Above that, it asks for a grant of probate (or letters of administration). From Lloyds Bank’s own website, checked 3 November 2026.
Do joint Lloyds Bank accounts need probate?
Usually not. A joint account normally passes straight to the other account holder, so it doesn’t count towards Lloyds Bank’s limit. Only money in the person’s name alone does.
Is the Lloyds Bank limit per account?
No, banks look at the total. Add up every account in the person’s name alone at Lloyds Bank. Money at other banks is judged against each bank’s own limit.
What if the Lloyds Bank balance is over the limit?
Apply for probate (or letters of administration if there’s no will), then send Lloyds Bank a copy of the grant. One grant works at every bank, so if any one bank needs it, it covers the rest too.
Other banks’ limits
- Bank of Scotland no published limit
- Barclays £50,000
- Chase no published limit
- Co-operative Bank £50,000
- Coventry Building Society £50,000
- First Direct £50,000
- Halifax no published limit
- HSBC UK £50,000
- Leeds Building Society £50,000
- Metro Bank £35,000
- Monzo £25,000
- Nationwide £50,000
- NatWest £50,000
- NS&I £5,000
- Principality Building Society £40,000
- Royal Bank of Scotland £50,000
- Santander £50,000
- Skipton Building Society £50,000
- Starling £30,000
- TSB no published limit
- Virgin Money £50,000
- Yorkshire Building Society £50,000
Not sure you need probate at all? Use the 3-question checker. Spotted a change at Lloyds Bank? hello@probatechecklist.co.uk