Bank limits · From Halifax’s own website, 3 November 2026
Halifax probate limit
Halifax publishes no limit for releasing money without probate. It decides account by account, so tell its bereavement team about the death and ask whether it needs a grant.
Decides account by account. Source: Halifax’s bereavement page, read on 3 November 2026. Most banks publish a figure: 14 of the 23 we list release up to £50,000.
Will Halifax ask for probate?
Type roughly how much was in their name alone at Halifax. Add their other banks too if you like.
Questions about Halifax and probate
How much can Halifax release without probate?
Halifax publishes no limit for releasing money without probate. It decides account by account, so tell its bereavement team about the death and ask whether it needs a grant. From Halifax’s own website, checked 3 November 2026.
Do joint Halifax accounts need probate?
Usually not. A joint account normally passes straight to the other account holder, so it doesn’t count towards Halifax’s limit. Only money in the person’s name alone does.
Is the Halifax limit per account?
No, banks look at the total. Add up every account in the person’s name alone at Halifax. Money at other banks is judged against each bank’s own limit.
What if the Halifax balance is over the limit?
Apply for probate (or letters of administration if there’s no will), then send Halifax a copy of the grant. One grant works at every bank, so if any one bank needs it, it covers the rest too.
Other banks’ limits
- Bank of Scotland no published limit
- Barclays £50,000
- Chase no published limit
- Co-operative Bank £50,000
- Coventry Building Society £50,000
- First Direct £50,000
- HSBC UK £50,000
- Leeds Building Society £50,000
- Lloyds Bank £50,000
- Metro Bank £35,000
- Monzo £25,000
- Nationwide £50,000
- NatWest £50,000
- NS&I £5,000
- Principality Building Society £40,000
- Royal Bank of Scotland £50,000
- Santander £50,000
- Skipton Building Society £50,000
- Starling £30,000
- TSB no published limit
- Virgin Money £50,000
- Yorkshire Building Society £50,000
Not sure you need probate at all? Use the 3-question checker. Spotted a change at Halifax? hello@probatechecklist.co.uk