Free bank statement reader for executors
Find their accounts, pensions and policies from their bank statements
See the pensions, policies, other accounts, debts and bills to deal with, in the order to deal with them, and what to do about each one.
It isn’t AI. It reads the statements on this device and matches each payment against 140 UK banks, pension providers, insurers and companies, then lists every direct debit and standing order it doesn’t know. Nothing is uploaded or saved, and it’s gone when you close the page. Guidance, not legal advice.
No file? Paste the text from online banking
Where else to look
Statements only show what was paid in or out of this account. Their post, email, address book and last tax return often show the rest. These free services help too:
- My Lost Account: A free search for bank, building society and NS&I accounts that have been dormant, generally untouched for 15 years. Start with their own bank, then use this.
- Find pension contact details (GOV.UK): Finds the contact details of a workplace or personal pension scheme you know about but can’t reach.
- Tell Us Once (GOV.UK): Tells most government organisations at once, including HMRC, the DWP, DVLA and the council. The registrar gives you the reference number.
Writing to each one next? Fill in a ready-made letter, or see how much each bank releases without probate.
Found them all? Keeping track is the next job.
We’re building an estate organiser that starts from a list like this one and keeps track of every letter and reply, for one fixed fee that’s a small part of what a solicitor charges:
- One list of every account, policy and debt, with what you’ve heard back from each
- A letter to every bank, pension provider and utility, filled in for you from that list
- Estate accounts that add up, ready for the beneficiaries
- Share it with family, so everyone can see where things are
Questions about reading their statements
Is there an AI tool that reads a dead person’s bank statements and lists the accounts, pensions and policies?
This one does it without AI and without uploading anything. It reads the statements in your browser and matches each payment against 140 UK banks, building societies, pension providers, insurers, share registrars, lenders and household companies, then lists every direct debit and standing order it doesn’t recognise. The AI tools that do this are mostly built for American estates and ask you to upload the statements.
Is it safe to put their bank statements into this page?
The statements are read on your device. They aren’t uploaded, saved or sent to us, and they’re gone when you close or reload the page. We only count how many things were found, never what they were.
Which statements does it read?
PDF statements downloaded from online banking, CSV exports of transactions, and text copied from the bank’s website. It can’t read paper statements, photos or scanned PDFs, because there’s no text in them. The bank’s bereavement team can usually send statements as PDFs.
How far back should I look?
A full year. Some payments happen once a year, such as home insurance, breakdown cover, the TV Licence and some pension or annuity payments, and a few months of statements would miss them.
What does it find?
funeral plans; state pension, benefits and tax; pensions, annuities and life cover; other bank and savings accounts; shares and investments; credit cards, loans and mortgages; household bills and insurance; subscriptions, memberships and donations; other direct debits and standing orders. Each find shows the statement line it came from, so you can see why it was listed.
What won’t it find?
Anything that never touched this account: savings that just sat in another bank, a pension that hadn’t started paying, a policy paid by cheque, or a company that isn’t on our list and wasn’t paid by direct debit. Check their post and email too, and the places listed on this page.